According to analysts at CryptoQuant XRP 2025 and Glassnode, XRP’s current technical setup resembles the 2021 altcoin breakout cycle. Multiple bullish flags, including sustained volume spikes and a healthy futures-to-spot ratio, suggest further upside potential. This favorable atmosphere has paved the way for the recent XRP price surge. However, a watershed moment occurred in 2023, when a federal court decided that XRP was “not a security when sold on exchanges,” granting Ripple partial triumph. The adoption of pro-crypto legislation in the United States, particularly the GENIUS Act, established an environment conducive to the growth of utility tokens such as XRP.

What will be XRP (XRP) price by 2029?

One risk is competition from stablecoins and central bank digital currencies (CBDCs). Stablecoins like USDC and USDT are widely used for instant cross-border payments and have strong regulatory backing. If banks and fintech firms favor stablecoin solutions over XRP, demand for XRP’s liquidity services could decline. If regulatory clarity is achieved in the U.S., more institutional players could integrate XRP into their payment infrastructure, leading to higher adoption and price appreciation. Start trading XRP on LeveX with competitive fees and professional tools.

XRP ETF could be the next crypto product to debut on Wall Street

XRP hits a new all-time high as whales accumulate record holdings. Discover what could happen if XRP breaks $3 and how this rally fits into the broader crypto market trends. Among the leading firms, Bitrue stands out with the most optimistic XRP price predictions across all timelines. By 2025, Bitrue anticipates XRP reaching between $2.90 and $4.10, driven by the adoption of Ripple’s On-Demand Liquidity (ODL).

Trading

A jump to $30 or $50 would require a perfect storm of positive events, including regulatory breakthroughs, ETF approvals, and global adoption in banking systems. Technical analysts have spotted bullish patterns in XRP price charts. One such pattern is a rare “Three Candle Formation,” which often signals a major upward move. Some analysts believe that if XRP breaks above important resistance levels like $4, $10, and $27, it could eventually surge toward $50. However, this would require strong momentum, consistent demand, and positive news to sustain the rally.

• XRP will start 2031 at $1.05, then soar to $1.12 within the first half of the year, and finish 2031 at $1.19.
• However, the positive side is that investors are  no more hesitant to invest in XRP due to the lawsuit.
• XRP will start 2032 at $7.53, then soar to $7.24 within the first half of the year, and finish 2032 at $7.67.
• At the time of writing in mid-December, XRP is now priced at around $2.33.
• However, things turned around following the crypto bull run at the end of 2024.

XRP added over 720,000 new holders in 2024, with the majority joining in Q4. This surge in adoption has bolstered bullish sentiment as the asset approaches key resistance levels at $3.55. Breaking this could open the door to new highs, while failure to do so might lead to retracements to support levels under $2 or $1. XRP, like many other cryptocurrencies, is a digital asset based on its blockchain technology. Its value is not pegged to gold or any other traditional asset but is determined by market supply and demand, technological utility, and other factors influencing the cryptocurrency market.

However, the currency’s centralized nature may impact its upcoming price trajectory and demand. Pondering all these possibilities and factors, our XRP price prediction for 2030 is—$50 (maximum), $35 (minimum), and $43 (average). Unlike other cryptocurrencies, XRP does not require consensus-based mining. Instead, it is “pre-mined”, meaning that the XRP ledger created 100 billion XRPs that it releases periodically for public use.

Known for its focus on providing efficient, low-cost cross-border payments, Ripple’s technology has found favor among financial institutions worldwide. However, XRP’s price has experienced volatility, largely due to ongoing litigation with the U.S. The outcome of this legal battle could be pivotal, either paving the way for growth or posing regulatory obstacles that could affect the token’s performance. XRP price predictions are projections made by analysts and experts about the future value of XRP, Ripple’s cryptocurrency. These forecasts depend on various factors, such as market trends, regulatory updates, technological progress, adoption rates, and broader economic conditions.

Conversely, a loss in its legal battles or diminished relevance in the wake of CBDCs could lead to a decline in XRP’s future price. Following its peak, the price suffered during the 2018 cryptocurrency market downturn, dropping below $0.30. The situation was exacerbated by a long crypto “winter” from 2018 to 2021, with the price hitting a low of around $0.11 in March 2020 amid a global sell-off caused by the COVID-19 pandemic. Looking ahead, some analysts remain bullish on XRP’s long-term prospects. In an April 2025 email to The Block, Geoffrey Kendrick, head of research at Standard Chartered, said he expected XRP’s market capitalisation to overtake Ethereum (ETH) by 2028. Meanwhile, cryptocurrency data provider Coincodex forecasted XRP’s price averaging $2.52 in 2025, with a range from $2.13 to $2.47.